Terms and Conditions
These Terms govern your use of the Life Settlement Labs website.
Regulated Activities
Life Settlement Labs is not a licensed life settlement provider, broker, or purchaser. Any regulated life settlement services are performed solely by licensed affiliates.
Eligibility
The website is intended for adults age 18 or older. By accessing the website, you acknowledge that you are legally able to enter binding agreements.
No Advice
Information on the website is informational only and does not constitute:
- Investment advice
- Legal or tax advice
- An offer to buy or sell any life insurance policy
- A solicitation
Users should consult qualified professionals.
Permitted Use
You are granted a limited, revocable license to use the website for personal, non-commercial purposes.
You may not copy, modify, distribute, or use automated tools to access the website.
Accuracy and Liability
Website content may contain inaccuracies or may not be current. All content is provided on an "as is" basis.
Life Settlement Labs is not liable for damages arising from website use, including:
- Direct, indirect, incidental, or consequential damages
- Loss of data or system issues
- Reliance on website content
Privacy
By submitting contact information, you consent to being contacted. Information voluntarily submitted may be used to respond to inquiries or connect you with licensed affiliates.
Termination
Life Settlement Labs may terminate or limit access to the website at any time without notice.
Indemnification
You agree to indemnify and hold harmless Life Settlement Labs from claims arising from your breach of these Terms.
Jurisdiction
These Terms are governed by the laws of the State of Illinois.
Any disputes shall be resolved exclusively in state or federal courts located in Illinois.
Entire Agreement
These Terms constitute the entire agreement regarding use of the website.